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Car accidents are always stressful, but when they involve large trucks, there is a whole new level of damage that usually comes with them. The impact of a huge, heavy truck colliding at any speed with a passenger vehicle often results in serious injury and significant property damage. But even with this level of damage, the insurance companies don’t always want to pay for the losses.
Many people assume that their policy, or the at-fault driver’s coverage, will take care of their medical bills and other expenses. Unfortunately, it’s more likely that the insurance company won’t act in your best interests and you’ll end up fighting just to get the benefits that you are entitled to receive.
Here are 3 reasons why you shouldn’t expect the insurance companies to be on your side after a semi truck accident.
3 Reasons Why You Shouldn’t Trust Your Claims to the Insurance Companies
- Insurance adjusters’ priorities are the company’s bottom line. An insurance adjuster is trained to look for loopholes in your policy and ways to avoid paying more than they have to on your claim. This makes them look good to the insurance company and improves the company’s overall profits.
There’s nothing inherently wrong with this – it’s a fact of business that the company wants to make as much money as possible. Where the problem lies is that adjusters will often deny you benefits that are rightly yours, look for ways to misconstrue your words to reduce or completely withhold benefits to you, and find other ways to get out of paying your claims.
- Semi truck accidents often result in high claims that the insurance company doesn’t want to pay. When a large truck is involved in a collision, the insurance company automatically expects there to be significant damages. Their guard is up and they are looking for evidence against you.
Instead of just passively denying benefits, when a semi truck accident is involved, the insurance company’s lawyers will be actively looking for ways to prove they were not responsible for the collision or that you are not as injured as you and your doctors claim.
Along the way, they will be offering you settlements that are much lower than you probably deserve. To prevent accepting a deal that will hurt you financially in the future, be sure to retain semi truck accident lawyers with years’ experience in the field.
- They know that semi truck accidents have different laws you may not be aware of. Large trucks fall in a different category than regular passenger vehicle accidents and different laws apply. Insurance companies expect that you will be ignorant of a lot of these laws and regulations and want to corner you into settling before any extra infractions might be uncovered that will cost them even more.
Never Trust an Insurance Company Fully
Navigating the legal red tape after an accident can be confusing and stressful, but trusting in your insurance company wholeheartedly to do what’s best for you is dangerous. Instead of going it alone after an accident as devastating a those with large trucks, find a knowledgeable, experienced attorney to help you look out for your best interests.