Category: Personal Finance

A huge number of Americans live from one paycheck to the next, 80% to be precise. This means that saving isn’t in their vocabulary because according to many of them, saving is “boring.” But isn’t it your desire to live the life you’ve always dreamt of? Don’t you want to learn how to drastically cut expenses?… Continue reading Why Frugal Living Is an Investment

We are in a constant struggle of becoming better. Nobody wants to live out of debt; nonetheless, most people develop habits that push them to live beyond their means. By ‘living beyond your means, I mean, you will spend more than you earn, which pushes you to get loans, which is what I can be… Continue reading 5 Things you can do to decrease your budget

I visited the swimming pool the other day. I saw many kids getting swim lessons and was following a 7 year old kids progress. He learned how to tread water. Then the instructor told him to dive in and start back stroking to the other end of the pool. He dove in but instead of… Continue reading Swim or Sink

What is an Emergency Fund and what is it used for? It is used of course for an emergency. But what is an emergency, for example, the car breaks down with high costs to repair it, the stove or refrigerator breaks down for good and needs replaced, someone in the family gets sick or is… Continue reading The Emergency Fund