Author: Hoogar

In the day of state-wide lotteries, students don’t realize it but more college funding and educational scholarships are available than ever before. There are a lot of reasons you won’t receive those and the main reason is because you won’t take the time to find out about them. Students who carry at least a 3.0… Continue reading Financial Planning for College

I often read articles from financial gurus, such as Gail Vaz Oxlade, Dave Ramsey, and various others, who endorse budgeting by using the envelope system. For the most part, the envelope system involves using only cash, and dividing your cash into labeled envelopes according to your budget. The envelopes are assigned to typical spending areas… Continue reading Budgeting with the envelope system

AT THE HEART of sound investment theory is a simple calculus known as the Power of Compounding. I know – it sounds like the punch line to a joke you might overhear at a CPA convention. But believe me, there’s nothing nerdy about it. What the bean counters know is this: If you put your… Continue reading The Power of Compounding

This is just going to be short (Well.. Its going to be short in my mind.. It might in reality end up being a page or more xD). Okay, so I’ll try to make this short. Happiness is something that basically everyone strives for in life. That’s why we came up with (over here) “The… Continue reading What Happiness Means to Me.

The process of accepting yourself as who you are and liking who you are as a person, is one of the most crucial steps to being accepted by another person in a social manner. Friends, Relationships and Group Discussions are all things that being able to accept yourself will bring the best experiences out of… Continue reading Accepting Yourself