Year: 2013

Discipline and self-encouragement plays a key role in achieving any goals we may set for ourselves. This is no different when it comes to money matters, and in fact, may be more discipline is required for saving as we have a tendency to place this at the bottom of the ‘list’. Therefore, the challenge going… Continue reading 6 Ways to Save with a new frame of mind this year!

Y – YESTERDAY is gone E – EASILY it slipped by – S – SORRY it’s gone! T – TODAY is new, E – EXPERIENCES too, R – RIGHT or wrong D – DAY or night A – ARE you living right? Y – YOUR life is your own AND T – TODAY, do what… Continue reading 8 Tips to Making New Year Resolutions Work

Since midnight last night, the expression ‘Happy New Year‘ would have been said and heard over and over. We will hear it for a few weeks in this month, after which it will disappear until December, when it will be preceded by the expression, “We wish you a merry Christmas.” Don’t be surprised if in… Continue reading Hoogar: Happy New Year my foot!