Finance

Swim or Sink

I visited the swimming pool the other day. I saw many kids getting swim lessons and was following a 7 year old kids progress. He learned how to tread water. Then the instructor told him to dive in and start

Finance

The Emergency Fund

What is an Emergency Fund and what is it used for? It is used of course for an emergency. But what is an emergency, for example, the car breaks down with high costs to repair it, the stove or refrigerator